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Privacy Policy

Cashflow Protector Limited (“Cashflow Protector Limited ”, “us” or “we”) understands that your privacy is important to you. Cashflow Protector Limited is committed to respecting your privacy and protecting your personally identifiable information, being any information that is capable of identifying you as an individual person, as you use this Site. The scope of Cashflow Protector Limited’s commitment is described in this Privacy Policy. By submitting personally identifiable information, you consent to Cashflow Protector Limited’s use of such personally identifiable information as described herein. Please see our terms of use for more information about our on-line terms and policies in general.

What personally-identifiable information is collected?

Cashflow Protector Limited collects personally-identifiable information on certain areas of the Site when users register for one of our services, register for newsletters and alerts, sign up for conferences and events, and participate in user posting areas (such as bulletin boards, discussion forums and surveys). The personally-identifiable information collected may consist of information that you provide, such as your name, job title, company name, mailing address, e-mail address, telephone number, fax number, and background information. For recruiting purposes, the information collected may include other personally-identifiable information that you include. In addition, Cashflow Protector Limited may collect certain information that you do not visibly enter, such as your IP address, browsing pattern on the Site, click stream data, HTTP protocol elements, and the status of cookies placed on your computer by Cashflow Protector Limited. Our site uses cookies, tracking pixels and related technologies.

How may Cashflow Protector Limited use my personally-identifiable information?

Cashflow Protector Limited uses your personally-identifiable information to fulfil your requests for information, publish your letters to the editor or comments, process your requests to participate in conferences and events, evaluate any job applications, recruit personnel, distribute newsletters and alerts to you, personalise content that you view or receive, evaluate and improve our services, and for such other purposes as you may initiate or request. We may keep any of your personally-identifiable information on file and use it to contact you.

How are cookies used?

Cookies are small packets of information that are stored by your web browser. They are put on your web browser by the websites that you visit.

The laws in many European Union countries require you to provide a form of consent before cookies are placed on your web browser unless the cookie is necessary for the website to work.

There is no agreed standard for how companies comply with these laws. We do the following:

  • We only use cookies where they are necessary for our services or where you have provided your express or implied consent.
  • We respect your wishes, and you can inspect, delete, or block any cookies used by us by selecting the appropriate control in your web browser or using the opt-out services provided in this privacy policy.
  • We support technologies that have been developed and are being developed for your web browser that allows you to be more selective about the cookies that your web browser will accept.

What are “cookies” used for on this website?

Cashflow Protector Limited may use cookies to identify you and your interests and to track your use of the Site. We may also use cookies to control access to certain content on our Site and to process any requests that you make with us. Cookies are dropped by us or third parties for a variety of purposes including to operate and personalise the website. Also, cookies may also be used to track how you use the site to target ads to you on other websites. You can find out more information on cookies and how to opt-out of targeted advertising by visiting http://www.youronlinechoices.com/, or networkadvertising.org/choices, or www.aboutads.info. This site utilises the Adroll service and you can view the specific privacy terms of this service at https://www.adroll.com/en-GB/about/privacy.

To administer our website and for research purposes, Cashflow Protector Limited may also contract with third parties to track and analyse anonymous usage and volume statistical information from our visitors and members. Such information is shared externally only on an anonymous, aggregated basis. These third parties use persistent cookies to help us to improve the visitor experience, manage our site content, and track visitor behaviour.

Cashflow Protector Limited may also contract with a third party to send e-mail to our users. To help measure and improve the effectiveness of our e-mail communications, the third party sets cookies. All data collected by this third party on behalf of Cashflow Protector Limited is used solely by or on behalf of Cashflow Protector Limited and is shared externally only on an anonymous, aggregated basis.

Newsletters, and Alerts

By registering for recurring Cashflow Protector Limited newsletters or alerts, you agree to receive on occasion other correspondence from Cashflow Protector Limited related to the subscribed newsletters and other Cashflow Protector Limited news and information that you consented to receive during registration. This type of information is shared externally only in anonymous, aggregated form for generalised user analysis or to enable third party agents to send e-mails to you on our behalf. You will be contacted by e-mail or otherwise only by Cashflow Protector Limited or it agents.

We ask for your e-mail address at registration. We will send e-mails to this address to provide newsletters or alerts and to contact you for any other reason. In addition, we may contact you regarding your account status. If you sign up to receive any of our newsletters, alerts, or surveys, you may on occasion receive other correspondence from Cashflow Protector Limited. Your e-mail address will not be shared with any third party other than an agent who has agreed to send e-mails on our behalf.

The Site may also include a feature that enables Cashflow Protector Limited to send links to its content through e-mail at our users’ request. The e-mail address(es) that you supply in connection with this service will be used only to send the requested content. They will not be stored or reused for any purpose.

Is personally-identifiable information disclosed to third parties?

Cashflow Protector Limited shall not intentionally disclose or transfer (and shall take reasonable steps to prevent the unauthorised or accidental disclosure of) your personally-identifiable information to third parties (i.e., persons or entities that are not affiliates of Cashflow Protector Limited) without your consent, whether for such third parties’ marketing purposes or otherwise, except as follows. Cashflow Protector Limited may provide access to your personally-identifiable information to third party vendors engaged by Cashflow Protector Limited to provide services related to the Site; provided that such vendors will first agree to maintain the strict confidentiality of such information and provide the same level of data security as provided by Cashflow Protector Limited. Cashflow Protector Limited may also be compelled to surrender personal user or customer information to legal authorities without express user consent if presented with a legal order, or as required or permitted by the laws, rules, and regulations of any applicable jurisdiction. Also, in the event of a violation of the Terms of Use of or any other terms on this Site, including but not limited to a violation of any restrictions on use of materials provided in or through this Site, Cashflow Protector Limited may disclose personal user information to affected parties and legal authorities in furtherance of potential or on-going legal proceedings.

Surveys

If you participate in a survey, all of our research results are reported in public as totals or in other aggregated form, and no information about you as an individual respondent is made public.

User forums

You should be aware that whenever you publicly disclose information online, that information could be collected and used by others. Cashflow Protector Limited is not responsible for any action or policies of any third parties who collect information that users publicly disclose in any such forums on the Site.

Link to third-party sites

Cashflow Protector Limited may provide links to third-party websites or information as a service to our users. If you use these links, you will leave this Site. Such links do not constitute or imply an endorsement, sponsorship, or recommendation by Cashflow Protector Limited of the third party, the third party website, or the information contained therein, and Cashflow Protector Limited shall not be responsible or liable for your use thereof. Such use shall be subject to the terms of use and privacy policies applicable to those sites.

How can I access, change, and/or delete information?

You may access, correct, update, and/or delete any personally-identifiable information that you submit to the Site. You may also unsubscribe from mailing lists or any registrations on the Site. To do so, please either follow instructions on the page of the Site on which you have provided such information, subscribed or registered or contact us at the address provided at the bottom of this Privacy Policy.

Security

Cashflow Protector Limited has implemented generally accepted standards of technology and operational security in order to protect personally-identifiable information from loss, misuse, alteration, or destruction. Only authorised Cashflow Protector Limited personnel and third party vendors are provided access to personally-identifiable information, and these employees and vendors are required to treat this information as confidential. Despite these precautions, Cashflow Protector Limited, however, cannot guarantee that unauthorised persons will not obtain access to your personally-identifiable information.

Trans-border hosting and transfer of information

Personally-identifiable information collected on the Site may be transferred from time to time to Cashflow Protector Limited offices or personnel, or to third parties, located throughout the world, and the Site may be viewed and hosted by Cashflow Protector Limited or its vendors anywhere in the world, including countries that may not have the same data protection laws than what is found in your country of residence. By using the Site and registering such information on it, you voluntarily consent to such trans-border transfer and hosting of such information.

Data Retention Policy

Cashflow Protector Limited stores personally-identifiable information for various purposes as notified to you in this policy. For each of these different purposes, Cashflow Protector Limited only retains the personally-identifiable information for so long as it is serving its notified purpose.

Consent; changes to privacy policy

By using the Site, you consent to the collection, use, and storage of your information by us in the manner described in this Privacy Policy and elsewhere on the Site. We reserve the right to make changes to this Privacy Policy from time to time. We will alert you to any such changes by updating this Privacy Policy. This Privacy Policy was last updated on September 8th, 2016.

Contact our privacy department

If you have any questions about our Privacy Policy or if you require any assistance in navigating or reading the materials on this Site or any other Cashflow Protector Limited Sites, please contact us at:

Cashflow Protector Limited
Legal Department
87a High Street
WansteadLondon
E11 2AE

Or email info@cashewgroup.com with “PRIVACY POLICY” in the subject line.

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