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The good feel factor of our improving economy is currently on hold.  As both businesses and banks are holding back on decisions until after the election. Politicians have little grasp of how disruptive elections are to businesses and their plans.

The uncertainty of what will happen after the election is illustrated by a recent survey showing it is currently more difficult to access finance than 12 months ago; as banks are holding on decisions until after the election and businesses delaying long term plans and investment decisions until they have a clearer view of the political landscape.

So it is even more important to keep your cash flow under control in these uncertain times.

And for the government to tackle the access to finance for businesses post-election.

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